R&Q Liquidity Management, an affiliate of R&Q Solutions, acquires debt based on the seller’s needs. Most commonly, this involves a non-recourse assignment of the debt. Generally, there are 4 stages to a sale of debt: Review, Agree, Assign and Notify.

• First, a brief review or due diligence of the data held by the vendor is carried out to enable the debt to be priced.
• Following the review, if R&Q Liquidity Management makes an offer to buy the debt and this is accepted, the debt is assigned.
• The rights to the debt are transferred from the contract of (re)insurance for the agreed consideration via a formal assignment agreement.
• The vendor then notifies the debtor that the debt has been assigned to R&Q Liquidity Management.

Clients also have access to other Divisions of the R&Q Group. These Divisions provide a diversified range of services which can be readily aligned to your requirements and include:

• Collections
• Commutations
• Crystallizations
• Debt agreement

Please let us know if you would like further information on any of R&Q Solutions' services or if you would like to discuss your specific reinsurance and/or insurance administration needs with us.